LincPay

NABARD HACKATHON · GLOBAL FINTECH FEST 2026

LincPay wins 1st Prize at the NABARD Hackathon

Recognised for an AI-Driven Cash Flow Prediction & Risk Flagging System for Rural Micro Enterprises, LincPay Solutions Private Limited was declared Winner and awarded 1st Prize on stage at Global Fintech Fest 2026, Mumbai.

National Rank

1st Prize Winner

GFF 2026

Official Award

Rural Fintech

NABARD Hackathon

LincPay team and dignitaries on stage at the NABARD Hackathon winner ceremony at Global Fintech Fest 2026
1st Prize Winner
Global Fintech Fest · Mumbai National Winner

Recognition

A landmark win for AI-driven rural financial inclusion

At Global Fintech Fest 2026 in Mumbai, LincPay Solutions Private Limited was declared Winner of the prestigious NABARD Hackathon — taking 1st Prize in the national competition.

The hackathon challenged fintech pioneers to design an AI-Driven Cash Flow Prediction & Risk Flagging System for Rural Micro Enterprises — solving a critical credit assessment gap central to empowering India's informal rural economy.

"Applying production-grade banking AI to rural micro-enterprises bridges the credit gap for millions of unbanked businesses across India."

AI Model & Processing Pipeline

Production Verified
Step 1 · Ingestion UPI & Cash Flow Streams Rural merchant transaction patterns
Step 2 · AI Engine Risk & Anomaly Flagging Predictive cash flow ML model
Step 3 · Decisioning Instant Risk Scoring Real-time credit readiness assessment

Award Summary

Verified Award
  • Competition NABARD Hackathon
  • Result Winner · 1st Prize
  • Award Level 1st Prize National Winner
  • Problem statement AI-Driven Cash Flow Prediction & Risk Flagging System
  • Target Sector Rural Micro Enterprises & Financial Inclusion
  • Venue Global Fintech Fest 2026, Mumbai
  • Date Awarded 10 September 2026

The Hackathon Journey

From problem statement to 1st Prize victory

Rural Micro-Enterprises

The Problem Statement

An AI-Driven Cash Flow Prediction & Risk Flagging System for Rural Micro Enterprises — enabling financial institutions to accurately assess repayment capacity and credit risk for informal rural businesses.

National Competition

The Stage Recognition

LincPay Solutions Private Limited was declared Winner (1st Prize) of the NABARD Hackathon, selected out of competing fintech innovators on stage at Global Fintech Fest 2026 in Mumbai.

Official Recognition

The Award & Honor

The 1st Prize Award presented on 10 September 2026 by NABARD, NPCI and Global Fintech Fest leadership during the flagship evening ceremony.

Technology Impact

Powered by LincPay's flagship banking technology

Our winning hackathon solution directly leverages the production AI & risk-scoring engines behind LincAI, LincShield, and CBSNexora.

Financial inclusion, validated

The win recognises LincPay's work applying AI and banking intelligence to underserved rural segments — advancing our core Financial Inclusion mission.

Built on LincAI & LincShield

The winning entry leverages the same production AI, cash flow analytics, anomaly detection, and real-time risk scoring behind LincAI and LincShield.

Backed by Regulators & Banking Ecosystem

Independent validation from NABARD, NPCI and Global Fintech Fest confirms LincPay's market leadership in rural and cooperative banking tech.

Photo gallery

Live moments from the NABARD Hackathon prize ceremony in Mumbai.

Ceremony Video

Watch the live prize presentation

Recording of the NABARD Hackathon award ceremony at Global Fintech Fest 2026.

Recorded live on stage at Global Fintech Fest 2026 Jio World Convention Centre, Mumbai

Work with an award-winning team

Build the next rural fintech breakthrough with LincPay

From NPCI-certified payment rails to AI-driven risk intelligence — see what LincPay can build for you.

  • NPCI-certified infrastructure
  • Enterprise-grade security
  • Dedicated implementation support
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