UPI Platform
Enterprise-grade UPI infrastructure
LincPay UPI Platform enables banks, payment aggregators, fintech companies and enterprises to offer secure, scalable, real-time UPI services through a single integrated platform.
- Capabilities
- 29
- Business benefits
- 6
- Platform
- XpressLinc
Capabilities
Business benefits
Platform
Overview
About UPI Platform
Built on NPCI-compliant architecture, the platform supports UPI Acquiring, UPI Issuing, merchant payments, QR payments, UPI AutoPay, Credit on UPI, UPI Lite, International UPI and next-generation digital payment services. Whether you are a bank launching UPI, an aggregator onboarding merchants or a fintech building new experiences, LincPay provides the infrastructure to scale securely.
Capabilities
One platform. Complete UPI ecosystem.
Support every major UPI product through a single integrated infrastructure.
Core UPI services
- UPI Issuing
- UPI Acquiring
- UPI P2P & P2M Payments
- UPI Collect & Intent
- UPI QR
Mandates & credit
- UPI AutoPay
- RuPay Credit Card on UPI
- Credit Line on UPI
- Small-ticket lending
Next-generation UPI
- UPI Lite & Lite X
- UPI International
- UPI ATM
- UPI 123PAY
- Conversational UPI
Merchant payment flows
- UPI Intent
- UPI Collect
- Dynamic QR
- Static QR
- In-App Payments
Security & monitoring
- End-to-end encryption
- Device binding & MFA
- Fraud detection
- Velocity monitoring
- Transaction risk scoring
Operations
- Transaction dashboard
- Merchant dashboard
- Settlement dashboard
- Reconciliation dashboard
- Uptime monitoring
Use cases
Typical use cases
- Banks launching UPI issuing/acquiring
- Aggregators onboarding merchants
- Fintechs embedding UPI payments
- Credit on UPI experiences
- QR-based merchant acceptance
- Recurring collections via AutoPay
Benefits
Business benefits
Launch complete UPI services faster
Process high volumes in real time
Maintain NPCI compliance
Expand credit access on UPI
Improve merchant conversions
Operate with full visibility
FAQs
Frequently asked questions
Does the platform support both UPI acquiring and issuing?
Is it NPCI-compliant?
Does it support Credit on UPI?
What is UPI Platform?
What are the key capabilities of UPI Platform?
Who is UPI Platform for?
See UPI Platform in action
Request a demo or talk to an expert about UPI Platform and the XpressLinc platform.
- NPCI-certified infrastructure
- Enterprise-grade security
- Dedicated implementation support